Yes, shopping for online automobile insurance quotes is much more fun than visiting every coverage provider's office and speaking to their agents. However, behind all this ease of use and freebies, lurk the possibilities of a scam or a fraud that are often planned in detail by the insuring firms. As most free online automobile insurance quotes do not provide all details or comprehensive track records of the firms in question, it is very hard for you to judge and decide whether investing in a policy with any of them would be wise or not.
Only recently, a couple of windshield repair companies in Washington were suspected of fraud and federal agents raided their offices for evidence. As this news came to light, the potential threat of online companies (which cannot be traced or cross-checked with ease) victimizing innocent clients have come to the forefront.
So what are the attributes or features of an automobile insurance firm or the quote that you should look for before cementing the deal? Listed below are an important few:
- Financial Stability - Today, there are hundreds of online portals that offer to review and rate coverage providers based on a number of attributes, ranging from financial stability to time period taken in reimbursing a claim. Check at least three of these sites to avoid biased or false opinions for information on similar lines - the more stable and established a firm is, the more chances it has of being authentic.
- Authenticity of License/Registration - Check with the local authorities and State Department(s) of Insurance for the authenticity of the license or registration documents provided by the insuring firm.
- Client Feedback - The customer is the best reviewer - put this anecdote to use and look for testimonials or complaints from existing or previous clients of the company.
- Detailed Quote - Ask for a detailed quote, which will not only fish out more information about the company, but will also help you compare the plans on a more even platform.
- Believable Rates - Don't fall for automobile insurance firms that offer unbelievably low rates of premiums. This usually indicates two things - either there are hidden costs involved or the firm itself is a scam!
Now that you know what to look for while trying to maintain comparison of quotes from authentic firms, you should be able to choose a good auto insurance quote.
You can also visit sites like 'Auto Insurance Quote', which offers comparison of only high-profile firms and their coverage plans for free!
Save time and money on auto insurance. Get auto owners insurance quotes from numerous affordable car insurance companies by simply entering your zip code.
Article Source: http://EzineArticles.com/?expert=Kathleen_Chester
Article Source: http://EzineArticles.com/3682824
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